Your key employees and top performers are costing you 52% more than you know every year.

You can change that!

Improve Key Employee Retention with Advanced Insurance Plans to create the ultimate win-win for both you and the employees your company can’t do without.

Davi Alemian is a tireless champion for the use of advanced insurance solutions to create win-win solution for both employers and emloyees, saving his clients countless millions of dollars annually.

We solve one the biggest Problems for Employers

One of the most costly challenges facing employers is finding and keeping highly skilled employees, especially those in the $100K+ annual compensation category.

The Reality Employers Face Daily

Skilled Workforce Shortages Will Last Beyond the Year 2065



Baby boomers turn age 65 every day


Of salary is the cost of skilled labor replacement


Of all your skilled labor salaries is your annual turnover cost over time


Years is the average skilled labor turnover cycle in the USA

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How we solve the problem

Lifetime Retirement Security
= Employee Loyalty

Introducting Talent Retention Solutions

Lifetime Retirement Income Plan

Supplemental Employee Retirement Plans (SERPs) combined with a long-term “Funding/Vesting” period. SERPs are also known as “Executive Benefits.” The SERP uses a cash-value life insurance policy.

How we solve the problem

The SERP uses a cash-value life insurance policy.

Employer Benefits:

Employee Benefits:

6 Benefits for Employers

  • Long-term Employee Retention
  • Increased Company Valuation
  • Succession Planning
  • Tax Benefits
  • Increased Employee Morale = More Productivity
  • No Risk: 100% Investment Recovery Guaranteed

Four Levels of 100%
Employer Protection

  • The employer and the employee’s beneficiary can share the death benefit. This provides the beneficiary with a significant death benefit and enables the employer to recover 100% of it’s investment.
  • The employer can use the policy’s cash value to recover 100% of it’s investment if the employee fails to complete the vesting period. This enables the employer to recover 100% of it’s investment.
  • Living Benefits can provide cash to both the City and the employee in the event the employee is stricken with a covered event. This enables the City to recover 100% of it’s investment.
  • The employer and the employee can share the lifetime income. This gives the employee significant additional income and enables the employer to recover 100% of it’s investment.


David is one of the most creative, organized, and hard working individuals I have ever had the pleasure of working with. 

He is a “can do” individual who is always ahead of the competition and inspirational to his peers.  I enjoyed every minute of working together with him and look forward to doing so again.

Dr. Lillian Arlette Ed.D.

Reinventing key employee retention by empowering their financial future…

…and you save the 52% of salary surplus cost per employee in the process.

…and you save huge sums of money in annual turnover costs, which means higher company profits.